Opinion
Teaching Profession Opinion

Teachers Are at a Breaking Point. And It’s Not Just About Pay

The rising cost of health insurance puts a financial strain on educators
By Rebecca Kolins Givan & Pamela Whitefield — April 16, 2018 2 min read
BRIC ARCHIVE
  • Save to favorites
  • Print

Stagnating wages and skyrocketing health-care costs are pushing America’s public school employees to their breaking point. After the recent strike in West Virginia, teachers in Kentucky and Oklahoma staged their own walkouts this month. Now, Arizona educators skeptical of their governor’s conciliatory pledge to hike wages are considering similar protests.

Why is this happening? And why now?

The teacher pay penalty is part of the problem. While low wages in this female-dominated profession are not a new phenomenon, the earnings gap between teachers and other workers with the same level of education has grown significantly wider. According to data analyzed by the Economic Policy Institute, public school teachers’ weekly wages were 17 percent lower than the wages of comparable workers in 2015. The gap was under 2 percent in 1994.

But wages are only part of the compensation story.

When we take away affordable health insurance and do not rebalance total compensation through salary, the profession loses its appeal."

Many teachers enter the profession with a tacit (and sometimes explicit) agreement to accept a lower salary in exchange for better benefits, particularly affordable health care. The proportion of the salary-benefit split varies, but it is generally greater for educators than for other professionals. In analyzing Bureau of Labor Statistics data, the Economic Policy Institute also found that teachers—both public and private—received 11.2 percent of their compensation in the form of insurance benefits in 2015. For other comparable professionals, that number was 8.7 percent—not nearly a great enough difference to offset the growing compensation gap for teachers.

This agreement to trade higher wages for more expansive benefits has clearly eroded. Health insurance premiums, particularly for family plans, are soaring. Some teachers have reported paying more than a thousand dollars a month to insure themselves and their families. The average premium for a family plan is now more than $7,000 per year for teachers. That’s roughly $1,200 more than other state and local employees pay.

Our recent survey of educators in Vermont revealed the scope of this financial strain. Although Vermont boasts a high-quality K-12 education system, its teachers are struggling with flat wages and rising health insurance premiums, deductibles, prescription costs, and other out-of-pocket expenses. Among the roughly 1,000 respondents, more than half of Vermont’s educators told us they are working additional jobs—on weekends, during the summer, or both—to make ends meet.

The social contract is broken. When we take away affordable health insurance and do not rebalance total compensation through salary, the profession loses its appeal. Teachers may be lured to higher-paying states or marginally better-paying jobs, which require fewer unpaid hours and for which they do not have to spend their own money on supplies.

The result, as we have seen in West Virginia and now in Kentucky, Oklahoma, and Arizona, is overcrowded classrooms, a lack of certified teachers, and the decline of public education.

This could be only the beginning.

Related Tags:

A version of this article appeared in the April 25, 2018 edition of Education Week as Teacher Pay Isn’t the Whole Story

Events

This content is provided by our sponsor. It is not written by and does not necessarily reflect the views of Education Week's editorial staff.
Sponsor
Assessment Webinar
Reflections on Evidence-Based Grading Practices: What We Learned for Next Year
Get real insights on evidence-based grading from K-12 leaders.
Content provided by Otus
Artificial Intelligence K-12 Essentials Forum How AI Use Is Expanding in K-12 Schools
Join this free virtual event to explore how AI technology is—and is not—improving K-12 teaching and learning.
Mathematics Webinar How to Build Students’ Confidence in Math
Learn practical tips to build confident mathematicians in our webinar.

EdWeek Top School Jobs

Teacher Jobs
Search over ten thousand teaching jobs nationwide — elementary, middle, high school and more.
View Jobs
Principal Jobs
Find hundreds of jobs for principals, assistant principals, and other school leadership roles.
View Jobs
Administrator Jobs
Over a thousand district-level jobs: superintendents, directors, more.
View Jobs
Support Staff Jobs
Search thousands of jobs, from paraprofessionals to counselors and more.
View Jobs

Read Next

Teaching Profession Opinion Don’t Ignore These Crucial Steps to Help New Teachers Thrive
We all have a stake in making the education profession a welcoming place for soon-to-be teachers. Here’s how.
Kristen St. Germain
5 min read
School leaders and veteran teachers support a new teacher who glances through a classroom board into the space of possibilities.
Jon Krause for Education Week
Teaching Profession Explainer Teacher Pay, Explained: Salary, Benefits, and Pensions
Learn how teachers are compensated, and the role that states and districts play in setting pay.
Illustration concept of chalkboard with a money symbol drawn and in the background are a people that represent teachers and administrators.
Liz Yap/Education Week and iStock/Getty
Teaching Profession Teachers, This Newsletter Is for You
EdWeek's Teacher Update is an email you'll actually want to read.
1 min read
A teacher reads a story to her prekindergarten students at UCLA Community School.
A teacher reads a story to her prekindergarten students at UCLA Community School.
Allison Shelley for All4Ed
Teaching Profession Movement Breaks Aren’t Just for Kids—Teachers Need Them Too
Teachers who integrate movement into their daily routines can enhance their well-being and effectiveness.
4 min read
Teacher Jazzmyne Townsend works with students during a small group reading lesson at Stanton Elementary School in Washington, D.C., on April 3, 2025.
Teacher Jazzmyne Townsend works with students during a small group reading lesson at Stanton Elementary School in the District of Columbia on April 3, 2025.
Richard Pierrin for Education Week